 |  Direct Debit
BACS is at the forefront of extending consumer and business use of automated payments and is poised to support future needs. Online banking, online trading and the Government are all major drivers of change - factors that make for a dynamic marketplace for BACS.
For over 30 years, BACS has been at the heart of the payments industry, providing world leading electronic payment services that deliver greater efficiency and economy to banks and businesses - and increased convenience and 'peace of mind' to tens of millions of consumers.
Today, BACS is one of the world's leading and most successful organizations providing electronic funds transfer. Owned by the major UK clearing banks and building societies, BACS operates under the umbrella of the Association for Payment Clearing Services (APACS).
BACS has revolutionized the automated payments industry, and now enables around 50,000 UK businesses of all types, including all of the FTSE 100, to realize the benefits of automated payments. This all adds up to a unique service delivering efficient, reliable, secure and customer focused services to organizations.
Currently BACS processes over 3.7 billion financial transactions a year and handles almost 60 million payments on a peak day. These include Direct Debits, Direct Credits, Standing Orders and other inter-bank payments.
The success of BACS is based on its ability to exploit technology for the benefit of banks, businesses and consumers. BACS' flexible and proven telecommunications systems enable businesses to process their payments through a conventional telephone line or ISDN line.
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